Naviquant Capital Management Client Login
Who we serve

Three audiences. One discipline.

Individuals, institutions, and the advisors who distribute our strategies. The underlying method is identical — NCT runs the portfolio, the same way for everyone.

For individuals

Active management, the same discipline.

For investors with $500K or more in investable assets who want their equity exposure managed actively — by a rule, not a forecast. NCT runs the portfolio; we run the conversation.

NCT-driven equity strategy

01

Your equity allocation is managed by the same composite-tactical rules we apply to every Naviquant strategy — daily, mechanical, transparent.

  • Rule-based entry & exit on every name
  • No forecasts, no tactical overrides
  • Quarterly written commentary

Tax-aware account placement

02

Where each position sits across your taxable, IRA, and Roth accounts is a calculation — not an opinion. Lots are tracked at the position level.

  • Asset-location optimization
  • Tax-loss harvesting opportunities
  • Lot-level execution & tracking

Quarterly review · principal access

03

A formal review every quarter, with a written summary. Between reviews, a principal answers your email — there is no service desk.

  • Quarterly written review & call
  • Direct email to a principal
  • Two-business-day response standard
For individuals · How we charge

Fee-only. No commissions.

Naviquant is fee-only, which means we are paid by our clients — never by the products we recommend. No commissions. No revenue-sharing. No "preferred funds" list.

Our fees are a flat retainer or a small percentage of assets under management — disclosed in writing before you sign.

As a fee-only fiduciary, we are compensated by our clients rather than by the products we recommend — a structure intended to align our interests with theirs.
For institutions

ERISA plans & endowments.

Naviquant serves retirement plan sponsors, pensions, and endowments as an ERISA 3(38) discretionary investment manager — handling fund selection, monitoring, and ongoing oversight. We take on the work, not just the fiduciary liability.

ERISA plans, pensions & endowments

01

Discretionary management of investment lineups for 401(k), 403(b), defined-benefit pensions, endowments, and foundations.

  • Investment Policy Statement drafting
  • Quarterly fund monitoring reports
  • Vendor / recordkeeper neutrality

Fiduciary risk management

02

Documented process, defensible decisions. Every fund change, IPS revision, and committee meeting is captured in a litigation-ready file.

  • Annual fiduciary review
  • Fee benchmarking and negotiation
  • Committee training & minutes

Employee engagement strategies

03

Plan participation and contribution rates lift when employees feel they're investing, not just enrolling. We run education campaigns that move both needles.

  • Auto-enroll & auto-escalate design
  • Custom education content
  • Retirement readiness scoring
For financial professionals

Distribute NCT.

RIAs, broker-dealers, and bank trust departments can access Naviquant's strategies. We serve as sub-adviser to the strategy rather than maintaining our own retail client relationships in these channels.

For financial professionals only.

NTS related materials and information are intended exclusively for registered investment professionals acting on behalf of clients — not for direct retail use.

Please complete every field and check the attestation to continue.

● Verified as a financial professional
Collective Investment Trust

Naviquant Tactical CIT

NCT-driven tactical strategy delivered in a pooled vehicle for qualified retirement plans. Daily NAV, monthly statements, standard CIT-eligible custody.

CUSIP
[CUSIP — TBD]
Strategy
NCT Tactical (US Equity)
Eligibility
Qualified retirement plans only
Custodian
CIT-eligible trust company
Pricing
Daily NAV
Series
Multiple share classes

Distribution resources

Fact sheet PDF
Quarterly commentary · Q1 '26 PDF
Distribution agreement PDF
Speak to the CIT desk EMAIL
Placeholder data — CUSIP, series detail, and fund documentation to be replaced with live values once the CIT is on platform. For accredited intermediaries only.
Common questions

Before you write us — the questions we keep getting.

The short version, split by audience. Full list lives on the FAQ page.

See all questions →
For individuals

Active management.

What's your minimum account size?
$500,000 in investable assets for full ongoing engagements. We make occasional exceptions for complex tax situations or sustained high savings rates.
How are you paid?
We are fee-only — paid directly by you, never by the products we recommend. Flat retainer or a small percentage of assets under management, disclosed in writing before you sign.
Where are my assets held?
Client assets are custodied at Axos Advisor Services, an independent third-party custodian. We have trading authority but cannot withdraw funds.
For institutions

ERISA plans & endowments.

What's the difference between a 3(21) and 3(38) fiduciary?
A 3(21) co-fiduciary recommends investments; the plan sponsor retains discretion. A 3(38) investment manager accepts discretion — and the corresponding fiduciary responsibility — for fund selection and monitoring. Appointing a 3(38) can shift certain investment-related liability away from the committee, but it does not relieve the committee of its ongoing duty to prudently select and monitor the 3(38) manager. We serve as a 3(38) on most engagements.
Do you work with our existing recordkeeper?
Yes. We are recordkeeper-neutral and have working relationships across the major providers. When a change is the right answer for the plan, we'll say so — and run the search.
How are institutional fees structured?
A flat annual retainer in most cases, billed quarterly. Fees scale modestly with plan size; they are not asset-weighted in a way that creates skewed incentives.
For advisors

CIT & distribution.

How do I access the Naviquant strategy?
Verify as a financial professional in the Advisors section above. Once verified, you can download the fact sheet, quarterly commentary, and the distribution agreement.
Do you compete with my firm for clients?
No. The sub-advisory programs are designed so Naviquant stays disconnected from your end clients. We don't directly market our retail individuals practice into other advisors' books.

Talk to Naviquant.

Whichever side of the table you're on — free 15-minute call for individuals, free written assessment for plan sponsors. A principal replies within two business days.

Common questions →